There are a number of differences in GoJoe's propositions, pricing, scope and model: USPs of GoJoe · Pricing: Cost / whole of workforce: - GoJoe is a low cost product for whole of workforce, achieved via significant value and features being embedded by default (challenges, journeys, social, clubs, wearables, benefits locker, gamification – see ‘social features’ section below), but with an optional GoJoe Rewards functionality being made available on top. This reduces up-front cost significantly, with any rewards funding being strategically optional/ configurable by employers subject to budget. - Employers can heavily configure not only whether Rewards are available, but also the behaviours needed to ‘unlock’ rewards and also which rewards should be made available (with over 3k rewards globally). This also is beneficial to brokers and consultants interested in adding value to clients in terms of incentive/ reward design. - GoJoe’s scalable platform covers everyone, everywhere, not just those not eligible for / covered by medical insurance – and represents the first gamified, health & rewards platform suitable for large and/or global corporates.Inclusivity and geography: - GoJoe is a platform built by ordinary Joes, for ordinary Joes to help motivate the the ‘masses’ (i.e. those at risk re health), rather than ‘invested athletes’ or those who rely solely on step-counting. It is positioned more as performance and health product (with a data focus). The inclusivity element – i.e. those who don’t want to, or can’t step - is significant from a sales and positioning perspective (as well as aligning heavily with Bupa’s Paralympic GB partnership). - Global: GoJoe is unlimited in terms of geographies. The platform is currently live in 180 countries and in 36 languages with global user and client support and content. This is a significant value-add for global businesses, but also a strategic value-add from BUPA with regards the opportunity to further embed and drive value internationally, as well as enhance data reporting capabilities. - Activity tracking: GoJoe has multiple ways of users being able to log and track their activity, allowing anyone to use the platform regardless of tech set up - Wearable agnostic: GoJoe integrates with all major wearables, across 60+ activity types (from running to HIIT to wheelchair) for seamless/ automated tracking to points based on an algorithm - In app GPS: Users can log and track activities live in GoJoe using the GPS tracker - Manual: Manual entry enables accessibility, but market-leading integrity measures to prevent and address cheating. - Activities-focused: GoJoe is not focused solely on everyday steps – it includes over 60 different activities on the platform. All activities are converted automatically into weighted points, allowing all users to take part by doing more the of things they enjoy. - 5 pillars of Health and wellbeing: GoJoe focues primarily on physical health, but also addresses mental, social and financial health too. Social: - GoJoe’s functionality is centred around enhancing social connection rather than individualised achievements - and using this to get users healthier and more active. This is very relevant where culture and dispersed workforces are key challenges for organisations, and/or there are existing challenges with health costs or absenteeism: - Teams: Challenges have centred around teams and team engagement, with a solo element attached to it - Social accounts, friends and followers: Users create accounts and follow their friends and colleagues. Activity is shared via live feeds and users can interact with and encourage the people the follow - Clubs: Users/organisations can create and join their own activity clubs such as Run Clubs, Cycling Clubs etc. to bring like-minded colleagues together and encourage employees back to the office (which is very relevant in certain industries) - Journeys: Gamified guided health programmes that users can join and start together - Chat: Chat groups are automatically triggered for all challenges, teams, organisations, and Clubs Locker/ Benefits navigation: As a global, configurable tool, GoJoe’s locker functionality gives clients the ability to link to configurable benefits in any territory. For UK employees, of course this will include Bupa products and services, however, these may include other benefits relevant to other territories (whether Bupa or otherwise). Integrated Partnership: By partnering with Clinics and UKI, GoJoe connects and amplifies Bupa's existing product suite, enabling opportunities to cross-sell/ upsell of those services within corporates and giving clients a reason to stay with, or convert to, Bupa services. Data: The GoJoe system, when combined with the BUPA partnership, allows a 360 degree data on health for the client, allowing them to see a full picture of their team’s health and wellbeing. This ‘Dataloop’ project, being built by Bupa, GoJoe and Stanford University (among other high profile large corporates), leverages rich wearable data (not just steps) to give Bupa a significant advantage with regards combining various data sources for reporting (and eventually pricing) purposes.