SME Health Insurance

A Smarter Approach to Employee Health

Combining GoJoe’s daily health engagement with Bupa’s healthcare expertise to support UK SMEs.

Powering your everyday.

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Get Your GoJoe + Bupa Quote

Discounted GoJoe with every Bupa policy

Combining GoJoe’s daily gamified engagement and flexible rewards with Bupa’s expert healthcare.

What you get

  • GoJoe’s core gamified health platform
  • Award-winning team challenges
  • Monthly leaderboards
  • Les Mills and House of Wellbeing subscriptions
  • Real-time data and insights
  • Custom surveys
  • 24/7 support

Optional GoJoe Package Upgrades

  • Move to earn and recognition rewards
  • Rewards connected to over 3,000 global brands
  • Discounted gyms and classes to 4,000 UK sites
  • Discounts for Garmin and health-tech
  • Custom incentives, spot rewards & recognition tool

What you get

  • Access to 600 hospitals and clinics
  • Cancer covered as standard
  • Cover for eligible outpatient consultations and treatments
  • Cover for eligible MSK conditions
  • 24/7 access to a qualified nurse
  • Extensive mental health cover
  • Digital healthcare via GP, nurses, physios
  • Expert HR support

Optional Bupa Package Upgrades

  • Dental cover
  • Health assessments
  • Health coaching
  • Flu jabs
  • Employee Assistance Programmes
  • Enhanced outpatient and diagnostics cover

How It Works

A simple, end-to-end setup that combines preventative wellbeing with trusted healthcare; so your team stays motivated, supported, and covered from day one.

Get in touch for a quote

Choose your Bupa small business plan

Claim your GoJoe discount and rewards package

Engage your team with daily motivation and access to expert healthcare

Health works best
when it’s connected.

GoJoe and Bupa share a powerful belief: the best health outcomes happen when everyday motivation and expert support work together.

Unlike traditional models, GoJoe and Bupa combine to prevent health issues occurring; boosting productivity and performance for all.

This partnership brings:
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Innovative benefit for the modern workforce

Reimagine health support for the teams and SMEs of 2026

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Simple to roll out and manage

Built by end users, for end users. Consumer grade experience for everyday use

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Rewards that change behaviour

Move to earn rewards that inspire change. Plus fully customisable, zero waste and connected to 3,000 global brands

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Unrivalled
insight

Track wellbeing trends in real-time for genuine ROI; boosting health and reducing absence.

Choose from 3000+ reward partners globally
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GoJoe & Bupa
A stronger solution for small business

GoJoe

Consumer grade engagement

Double value rewards model

AI-powered data and insights

Physical, mental, social health

Self-managed & easy to run

Bupa
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Trusted health support

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Deep clinical expertise

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Claims and care data

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Full service of support and care

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Plan options to suit all business types

Together

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One connected healthcare experience

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Daily engagement and expert clinical care

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Reduced unplanned absence

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Increased productivity and performance

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Innovative benefits package to suit all budgets

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Modern benefits to attract and retain talent  

Talk to Us About GoJoe + Bupa

Our Impact

GoJoe creates healthier, more engaged teams to boost performance for everyone.
Plus we make fun along the way too. Our stats speak for themselves:

Engagement
Performance

150

countries using GoJoe in 30 languages

90%

average engagement on downloads during GoJoe Challenges

5x

better app retention rates than the industry average

Personal Health & Performance

70%

see a significant increase in wellbeing in just two weeks

75%

of sedentary users exceed WHO weekly exercise guidelines

+40%

reduction in users feeling stressed or overwhelmed at work

Business
Performance

74%

of users reported a better work-life balance

67%

feel better equipped to health and remain productive

+67%

feel more positive about their employer

Hear from our community of Joes

GoJoe is built by ordinary joes, for ordinary joes to help them perform better. Just like this lot:

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NatWest

Movement and the mind: Andy’s story

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Telegraph Media Group

How to boost culture in the workplace: Richard’s story

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Centrica

Exercise and the impact on social and mental health: Kristin’s story

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Pure Physiotherapy

Managing health and weight loss: Hannah’s story

Closing the Dataloop

Predict -> Activate -> Measure -> Reduce Health Costs

Coming in 2026

In collaboration with
EVERYTHING YOU NEED TO KNOW

Questions?
We’ve got answers.

From implementation and engagement to wellness credits and ROI, here’s what you need to know about building a corporate wellbeing programme that works.

What is the GoJoe Employee Benefits App?
The GoJoe employee benefits app is a user-friendly platform that helps motivate employees to get and stay fit and healthy, and looking after their physical, social, and mental health. It makes moving more fun, just as it should be, and uses gamified experiences, social connection and rewards to give the masses of 'ordinary Joes' in any workplace the bit of motivation they need to move more and feel the benefit of doing so.

Employees can participate in virtual team-based challenges, track their activities, stay connected with each other, access a wealth of unique health and fitness content and get rewarded via a range of employee welfare features, including employee discounts. The app is central to improving employee engagement, team culture and overall health, providing a seamless experience that supports both physical and mental health.
What is included in the free GoJoe offer?
If your business purchases Bupa a new small business health insurance policy, you can get GoJoe’s core digital health engagement platform for free for up to 50 employees. This includes daily motivations, team challenges, activity tracking, access to the self-serve platform, and engagement insights. All designed to help teams get active, connected and healthier. Optional paid upgrades for rewards and gym discounts.
Who is eligible for the free GoJoe offer?
This offer is available to UK-based SME employers (typically 1–250 employees) who take out a new Bupa small business health insurance policy in the current annual cycle (April 1 - March 31). The free allocation is for up to 50 employee licences per eligible company.
Is GoJoe a health insurance product?
No. GoJoe is a digital health and engagement platform that motivates teams to move more, take part in challenges, and build daily healthy habits. Bupa provides the health insurance cover. GoJoe complements this with daily engagement and behaviour change support. GoJoe does not sell, advise on, or underwrite insurance.
What happens after I claim the free GoJoe licences?
Once your business purchases Bupa small business health insurance, we’ll set up the GoJoe account for you organisation. You can start inviting your team, launching challenges and tracking engagement. If you want additional features like smart rewards, gym discounts or partner offers, these can be added for an annual fee.
What features are included in GoJoe’s optional upgrades?
Paid upgrades let you enhance your GoJoe experience with:
• Customisable reward options
• Gym and activity discounts
• Partner offers (e.g. tech or health brands)
• Advanced reporting and admin featuresThese upgrades are optional and priced from just £5 per person per month.
How Can GoJoe Support My Employee Wellbeing Strategy?
GoJoe is designed to support and enhance your company’s employee wellbeing strategy whether you're an SME or global enterprise. Our platform provides a variety of features to promote both mental and physical health, from team challenges to reward and recognition systems. By integrating GoJoe into your employee benefits offering, you create an environment where employees can thrive both personally and professionally, improving overall employee welfare.
How easy is it to roll out GoJoe to my team?
Very easy. GoJoe is a cloud-based app and web platform. Employees can join via a link or code after downloading the GoJoe app. We provide full onboarding support and setup guidance so you can launch challenges and start engaging your team quickly. No software installation is required.
Can I use GoJoe if I already have another health platform?
Yes. GoJoe can coexist with other wellbeing tools or programmes, but the free licence offer only applies with a Bupa small business health insurance purchase. If you already use GoJoe independently, you can still benefit from the platform; upgrades work the same regardless of how licences are obtained. You can also link any other health and wellbeing benefit to GoJoe by adding them into your GoJoe Locker, a dedicated section of the app that acts as a bespoke benefits navigator for your team.
How does GoJoe help reduce sickness and absence?
GoJoe encourages daily activity, healthy habits and team participation; behaviours shown to correlate with better overall health and engagement. Our live insights platform gives you a clear picture of health and engagement and supports in connecting activity with wider health trends e.g. absenteeism rates. Many businesses find that engaged, active teams experience fewer challenges associated with inactivity and disengagement.
GoJoe is not a regulated insurance intermediary and does not sell or advise on insurance products. Health insurance products featured on this page are provided and underwritten by Bupa. All insurance-related queries or purchases are handled directly by Bupa or authorised Bupa intermediaries.