Close

Request Info, a Demo or a Free Quote

Leave us a message and we’ll get back to you in less than 24 hours.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Trusted by
  • Sky logo
  • Paypal Logo
  • Diageo logo
  • Harvey Nash Logo.
  • NHS Logo
  • Experian Logo
An icon of a telephone

Prefer to chat to sales?
Call us on

+44 (0) 20 805 06562

An icon of a webcam

Ready to book a demo
over Zoom?

Press here to book straight in

Best Health & Life Insurance Providers Supporting SME Employee Wellbeing in the UK

employee benefits corporation app

UK SMEs are shifting from basic insurance to benefits that support real workforce wellbeing. A corporate benefits app now helps employers deliver health and life insurance in a way that employees use and value. When benefits are accessible through digital tools, employees engage more, administrative burden falls, and wellbeing outcomes improve.

For small employers, apps that combine insurance cover with wellbeing resources create a stronger value proposition. Modern employee benefit apps give workers access to GP appointments, mental health support, and tools that help them take control of their health. This blog highlights the best health and life insurance providers in the UK that support SME employee wellbeing with app‑linked benefits and practical features.

Why a Corporate Benefits App Matters for SMEs

Traditional insurance documents and manual claims reduce awareness and slow access. A corporate benefits app changes that by putting benefits in employees’ pockets. Employees can see cover details, book services, and engage with wellbeing content without confusion. For SMEs, this boosts uptake and makes the value of benefits clearer.

Top 7 Health & Life Insurance Providers for SME Wellbeing

1. GoJoe

GoJoe partners with leading insurance providers, adding expert care with practical wellbeing support through its corporate benefits app. The GoJoe App gives employees access to an engaging, rewards-based health platform driving daily motivation through gamified experiences. It integrates an employee wellness platform and preventative health platforms, helping teams catch issues early and stay productive. Employers benefit from improved engagement and clearer reporting on usage.

Through partnership integration, GoJoe can combine with insurers to created one connected health and life solution and user experience. 

Key points:

  • ​​Award-winning team challenges
  • Les Mills and House of Wellbeing subscriptions
  • Real-time data and insights
  • Customisable rewards from just £5pp/pm
  • Partnership integration across health and life cover
  • Designed for SME engagement

2. Bupa

Bupa provides business health insurance complemented by the My Bupa app that centralizes health services and wellbeing resources for employees to utilize. Employees can book digital appointments and access physiotherapy/therapy services as well as on-demand fitness/wellness content via this convenient platform, helping teams take a proactive approach towards managing healthcare spending and remaining healthy overall.

Key points:

  • Digital GP and specialist access
  • Wellness content and resources
  • Easy claim management
  • Support for preventative care

3. Aviva

Aviva’s DigiCare+ Workplace app supports both physical and mental wellbeing alongside life and health insurance. Employees in SME teams looking to reduce absence and boost morale can access virtual GP consultations, nutritional guidance, and mental health support—services that allow early identification and encouragement of healthy habits while mitigating any health issues early. These benefits offer employees convenient, low-cost solutions.

Key points:

  • Digital GP access
  • Mental health consultations
  • Nutritional guidance
  • Integrated wellbeing tools

4. AXA Health

AXA Health provides SME health insurance backed by the AXA Health App. This employee benefits corporation app allows employees to manage claims, access virtual GP services, and engage with mental wellbeing resources. Its focus on usability and digital support helps SMEs deliver benefits that workers will actually use and understand.

Key points:

  • Virtual GP consultations
  • Wellbeing support resources
  • Digital claims and policy access

5. Vitality

Vitality links insurance with daily wellbeing through its Vitality App. Employees earn rewards for activity, routine check‑ups, and healthy habits. This gamified approach encourages ongoing engagement rather than one‑off use. As employers increasingly look for tools that support lifestyle health in addition to medical cover, Vitality stands out as a choice that motivates behavior change. 

Key points:

  • Activity and health rewards
  • Check‑ins and wellbeing tracking
  • Preventive care incentives

6. Livi

Livi offers employees quick and hassle-free access to general practitioner appointments through this employee benefits corporation app, providing video GP appointments for routine healthcare needs. Employers can utilize Livi with existing insurance and wellbeing benefits so their teams have reliable healthcare without long wait lists.

Key points:

  • On‑demand GP access
  • Electronic prescriptions and referrals
  • Convenient telehealth service 

7. WPA Digital Health

WPA Digital Health offers an employee-facing digital health app featuring symptom checkers, remote advice services, and wellbeing guidance—designed as a cost-effective alternative or supplement to private medical insurance coverage—providing employees immediate access to support as well as practical tools that enable them to address everyday health questions more quickly and easily.

Key points:

  • Symptom checker
  • Remote health guidance
  • Wellbeing support features

How SMEs Should Choose the Right Provider

When selecting a provider, consider these factors:

  • App experience: Is the corporate benefits app intuitive and easy to use?
  • Coverage breadth: Does the plan combine health cover with wellbeing tools?
  • Preventative support: Are preventative health platforms included or accessible?
  • Employee value: Will staff use these benefits regularly?

Gather employee feedback first. Benefits work best when they match real workforce needs.

You Can also read:

How SME Employers in the UK Can Enhance Employee Wellness with Health Insurance

Fitness Challenge App for Teams: Boost Engagement with Gamified Wellness

Conclusion

Choosing the right provider helps SMEs support employee health, reduce sickness absence, and improve morale. A corporate benefits app that integrates health insurance with wellbeing resources makes benefits accessible and engaging. Providers like GoJoe, Bupa, Aviva, AXA Health, Vitality, Livi, and WPA Digital Health offer a range of solutions from comprehensive cover to instant telehealth and interactive wellbeing tools. Integrating employee benefit apps with an employee wellness platform and preventative health platforms gives SME teams practical support every day.

FAQs

1. What makes a corporate benefits app valuable for SMEs?
It simplifies access to health cover, boosts engagement with wellbeing tools, and supports proactive health management.

2. How do employee benefit apps support preventative care?
They link users with tools, reminders, and tracking that encourage early health checks and reduce the risk of long‑term issues through preventative health platforms.

3. Do these providers support mental wellbeing as part of employee wellbeing?
Yes. Many include mental health consultations, wellbeing content, and stress support within their apps and services.